The D&D Friction Trap
High-volume shipping operations face extreme margin degradation within their treasury pipelines. Following the FMC's Demurrage and Detention (D&D) requirements under OSRA 2022, shippers face a strict 30-day window to validate and dispute carrier invoices. 3PL carriers routinely exploit the inability to manually match raw manifests against physical port milestones, applying un-audited peak-capacity volumetric overcharges and unjust detention penalties pre-reconciliation. Simultaneously, the mandatory SWIFT ISO 20022 data-rich migration allows legacy networks to impose extortionate SaaS surcharges just to translate the new XML schemas, eroding yields on high-frequency customs payments.